Our Blog
Saving for a Down Payment? Four Things to Part With!
Saving for a down payment can be an anxious thought, until you realize that the old adage of having 20% down isn’t really a constraint anymore. There are down payment options of 5% or sometimes less! Even with these amazing …
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What to Know Before Buying a Vacation Home
As you pack up your car and kids again to head to your favorite spot in up north Wisconsin, have you asked yourself, is it time for a vacation home? Do you find yourself heading to the same area, year …
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Resource Video: Buyers Edition
What is Mortgage Underwriting? Underwriting is a process lenders use to assess risk before agreeing to approve a loan. The underwriting process verifies that the borrowers, the property and the documentation all meet the lender’s requirements for the requested mortgage. Within Shorewest’s …
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A Window of Opportunity for Luxury Home Buyers
The real estate market has been very busy this year with prices rising as the demand far outpaces the supply in almost every region. However, it is a different story when it comes to the luxury market. Inventory levels …
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Resource Video: Buyers Edition
Buyer Responsibilities During the Lending Process When applying for a mortgage, everyone wants the process to be as seamless as possible. As a borrower, your biggest responsibilities are to be honest and to provide all the information your lender requires in a …
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Home Equity is a Good Thing to Have!
Equity can be defined as the difference between the value of the assets and the cost of the debt owed. For example if someone owns a house worth $100,000 and owe $80,000 on the home, that home represents $20,000 or …
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What Can You Expect for Closing Costs?
First of all what are closing costs? Closing costs are the fees paid to third parties that helped facilitate the sale of the home. You can estimate that the closing costs will typically total two to seven percent of the …
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Thinking about Skipping Out on Title Insurance? Think Again!
Title insurance may seem like one of those extra costs that get tacked on at the end of the home-buying process, but in reality it could save you thousands of dollars! Title insurance offers protection against any problems with …
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Are You Being Too Picky?
Are you on a home buying journey? Does it feel like it is taking forever to find your perfect home? The problem may not lie with the homes you are looking at, but with your expectations. There are different lists …
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Let’s Say it Again, You Don’t Need a 20% Down Payment!
We’ve been hearing throughout our lives that 20% down is the only way to buy a home. Not so fast! According to a recent survey done by Ipsos, the American public was found to still be a little confused about …
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